The information and services provided by InstaPay Credit Card are for transactional purposes only. Please read this Disclaimer carefully before using our services.
InstaPay Credit Card ("we", "us", "our") provides credit card cash and bank transfer facilitation services. While we strive to deliver the highest quality service, all services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
By using our services, you acknowledge and accept the limitations and disclaimers set out in this document.
InstaPay Credit Card does not provide financial, investment, tax, legal, or accounting advice. The services offered are purely transactional in nature — facilitating the conversion of credit card limit to cash or bank transfers. Nothing on our website, communications, or in our services constitutes financial advice.
Customers are strongly encouraged to:
⚠️ Important: Converting credit card limit to cash typically results in high interest charges from your card issuer. InstaPay Credit Card's service charge is separate from and in addition to any charges levied by your bank. We are not responsible for any interest, penalties, late fees, or other charges imposed by your credit card issuer.
While we make every reasonable effort to ensure that information provided through our website and communications is accurate, current, and complete, we make no warranties or representations as to the accuracy, completeness, or reliability of any information.
Service charges, processing times, and service availability are subject to change without prior notice. We recommend confirming all details directly with our team before initiating any transaction.
Our services rely on third-party payment gateways, banking networks, telecommunications providers, and technology infrastructure. InstaPay Credit Card is not responsible for:
We do not endorse and are not responsible for the content or practices of any third-party websites or services linked from our platform.
While we aim to provide 24/7 service, InstaPay Credit Card does not guarantee uninterrupted, error-free availability of services. Service may be temporarily unavailable due to:
InstaPay Credit Card operates in compliance with applicable RBI guidelines and Indian financial regulations. However, the regulatory landscape is subject to change. Customers are solely responsible for ensuring that their use of our services complies with all applicable laws and regulations in their jurisdiction, including tax reporting obligations.
We reserve the right to refuse service to any person without providing a reason, including where we have reason to believe a transaction may violate applicable laws or regulations.
Using credit card cash advance or fund transfer features may have implications for your financial profile:
InstaPay Credit Card is not liable for any impact on your credit score or financial standing resulting from your use of our services.
Our website may contain links to third-party websites for informational purposes. These links do not constitute an endorsement of those websites, their content, or their operators. We are not responsible for the privacy practices or content of any external websites.
If you have questions about this Disclaimer or our services, please contact us:
Our team is available 24/7 to help with any queries regarding this policy.